Looking for something new to read? Made a New Year’s resolution to spend more time with the written word in 2019? If so, Tim Maurer’s list of his 10 favorite personal finance books could be a great place to start. A friend recently asked me to offer a list of my five favorite personal finance …Read More.
When faced with stock market volatility, it’s critical to take the long view. Larry Swedroe helps keep things in perspective with a look at why disciplined investors have been rewarded for their patience. The holiday season is supposed to be about good cheer. Given the economic news, you might think investors would have plenty to …Read More.
In a new look at why global diversification remains the prudent strategy, Larry Swedroe writes that equity valuations today suggest investors are likely to be disadvantaged if they underallocate to emerging market stocks. You have a choice to invest in asset class A, which has a one-year forward-looking price-to-earnings (P/E) ratio of 10.6; or asset …Read More.
There’s always something to worry about when it comes to the stock market, but panic selling all-too-often ends in disaster. That, Larry Swedroe writes, is why it’s so crucial for investors to have a prudent, well-thought-out financial plan in place. As the director of research for Buckingham Strategic Wealth and The BAM Alliance, whenever markets …Read More.
After a look at the historical evidence, Larry Swedroe makes the case that investors haven’t been adequately compensated for taking on the various risks, implementation issues and other planning requirements associated with corporate bonds. It’s important that investors understand all risky assets can experience long periods of underperformance. My favorite example that makes this point …Read More.
Municipal bond investing, it appears, is growing riskier. Larry Swedroe explores some of the reasons why and argues that, given fixed income’s primary role is one of safety, it’s becoming more important to focus on credit quality. While I could provide an almost endless list of forecasts that went wrong from so-called experts, among the …Read More.
For a more secure retirement, think larger than simply trying to pay the least amount in taxes each year. Wealth Advisor Bill Morgan outlines the process for building an overarching spend-down strategy designed to minimize taxes over a lifetime. Almost every client we talk with emphasizes one primary, overriding goal: having enough money in retirement. …Read More.
The risk of becoming more vulnerable to financial abuse as we get older can pose a significant threat to our retirement security. Larry Swedroe explores research into the scope of the problem, and then offers some steps to help guard against it. The World Health Organization reports that by 2050, 2 billion people (22% of …Read More.
A recent study only reinforces the important link between mutual fund costs and performance. However, as Larry Swedroe explains, its results happen to offer plenty of good news for investors on both sides of the active versus passive debate. Stock-picking pros aren’t stupid. They’re just expensive. —John Bogle, Money Magazine: 2011 Investor’s Guide There’s a …Read More.
When stock markets drop, it can be tough to see past the pain and recall that your investment plan incorporates such risks. To help you take the long-term view, Chief Investment Officer Jared Kizer puts October’s market moves into perspective. When the stock market drops, it can be tough to see past the immediate pain. …Read More.