Pension plan sponsors engage investment consultants even though the evidence clearly shows their recommendations fail to add value. Why? Larry Swedroe examines research that concludes there’s an agency problem (that is, a conflict of interest) at work. It seems logical to believe that if anyone could beat the market, it would be the pension plans …Read More.
Given the many competing demands on your finite income, identifying true financial priorities can be challenging. To help, Tim Maurer revisits his list of places where (and in what order) you should spend (or save) your next available dollar. There is no shortage of receptacles clamoring for your money each day. No matter how much …Read More.
Given what’s at stake and the complexities in play, more fully engaging with your finances can seem like a daunting task. To help, Wealth Advisor Katie Keary looks at five ways to develop the tools you need to become more confident with your money. Becoming more engaged with your finances can be a daunting task …Read More.
What are the relative merits of owning Treasury Inflation-Protected Securities (TIPS) vs. nominal bonds? Larry Swedroe breaks down the process, and the math, for determining which route is the more appropriate strategy. I’ve been getting lots of questions lately about the merits of owning Treasury Inflation-Protected Securities (TIPS) versus nominal bonds. With that in mind, …Read More.
Emotions shouldn’t be ignored and suppressed, but rather acknowledged and accounted for in building a financial plan. Tim Maurer explores ways we can train our emotional and rational selves to work together when making decisions about money. The most compelling findings regarding financial decision-making are found not in spreadsheets, but in science. A blend of …Read More.
It’s the inability to ignore market “noise” that, for many investors, leads to poor results. Larry Swedroe on some tools for avoiding the twin mistakes of recency and resulting, even when the market serves up an extended period of underperformance. In a June 1999 interview with Businessweek, Warren Buffett is quoted as saying, “Success in …Read More.
Given their long underperformance relative to U.S. stocks, some investors may be questioning whether it makes sense to own international equities. Jared Kizer looks at five reasons why you should remain committed to a globally diversified approach. Since the financial crisis of 2008, U.S. equities have earned substantially higher returns than international equities. Ken French’s …Read More.
Choices you make when buying life insurance in your 20s or 30s can help prevent a scramble to find coverage before your term policy expires. Tim Maurer chats with Kiplinger’s Kim Lankford about an approach younger families can take to avoid this issue. Choices you make when buying life insurance in your 20s or 30s …Read More.
Women continue to fight unique financial and life headwinds in planning for a secure retirement. Larry Swedroe and Wealth Advisor Katie Keary explore the impact of 12 specific challenges that women face, and offer financially empowering solutions to them. Women continue to fight unique financial and life headwinds in planning for a secure retirement. Larry …Read More.
Kids have become top targets for identity thieves. The BAM ALLIANCE’s Jared Hoffman outlines the warning signs that a child’s identity has been compromised, and some cybersecurity measures you can take to keep it from happening to a young person you love. Many under the age of 16 don’t have much money, a line of …Read More.